Bancability - Your Bank in More Places Bancability - Your Bank in More Places

Introducing the BancAbilitySM
High & Free Checking account

With this unique account, you can earn our highest checking account interest and receive automatic refunds of nationwide ATM fees that other banks charge.

The account requires $100 to open, but there are no minimum balances and no monthly service charges to qualify and receive:

  • 3.00% APY on balances up to $25,000*
  • 0.25% APY on balances over $25,000*
  • .01% APY if requirements are not met*
  • Free nationwide ATMs*
  • Free Internet banking and online bill pay
  • Free regular or photo Visa debit card
  • Electronic statements with check images

To qualify for high interest and refund of ATM fees the following requirements must be met each statement cycle:

  • Receive monthly electronic statements
  • Have at least one direct deposit or automatic payment (ACH credit or ACH debit)
  • Conduct at least 15 settled debit card transactions (not ATM withdrawals)

Stop by any of our convenient locations to open your account today!

The 3.0% Annual Percentage Yield (APY) is paid on balances up to $25,000 and 0.25% APY on balances over $25,000 per statement cycle when requirements are met. ATM fees are refunded up to $25 per statement cycle when requirements are met. International ATM fees are not eligible for refund. If account does not meet requirements during a given statement cycle, ATM fees will not be refunded and a .01% APY will be earned on all balances. A $100 initial deposit is required to open this account, but no minimum balance is required to maintain it. No monthly service charge. Rates are effective as of July 26, 2010 and are subject to change at any time.

Visit the website
of one of our
member banks

Security Bank of Kansas City
First Bank of Missouri
Valley View Bank
The Mission Bank
Bank of Lee's Summit
Industrial State Bank
Citizens State Bank of Paola